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Bridge-to-DSCR strategy
Bridge financing designed around a rental-property exit.
For investors who need short-term capital before a property is ready for longer-term DSCR financing with an appropriate takeout lender.
Bridge first. Stabilize. Refinance.
The structure can fit acquisitions, renovations or transitions where the property is expected to qualify for rental debt after the business plan is completed.
Typical sequence
1. Acquire or refinance with bridge capital.
2. Complete necessary renovation or stabilization.
3. Establish the intended rental/operating profile.
4. Refinance into an appropriate long-term rental product when qualified.
SPI Capital's bridge loan does not itself guarantee qualification for a future DSCR loan. Takeout financing is subject to the separate lender's underwriting, property performance, rates and market conditions.
Have a Florida investment-property deal?
Start with the transaction.
Submit the property, requested loan, business plan and exit strategy for a preliminary fit review.